Travel insurance is an essential cost when looking at a travelling holiday, even more important than your regular beach holiday style vacation with the family. The reason for this is that traveling around means that in insurance terms you are at higher risk of having to make a claim.
Some people are offered free travel insurance as part of a bank account that they hold however it’s always worth double checking the terms and conditions of the policy as many of the ‘free cover’ style insurance policies are very basic and may not cover travel to certain countries or may not fully cover you.
It’s always important to read all the small print when it comes to insurance and be 100% honest when you are completing any quotation forms with the insurance company as if there are any discrepancies and you try to make a claim they can declare your policy as void due to false information.
Be sure to shop around and go for a comprehensive cover rather than just a cheap one!